XREX Pay has started supporting the USD Coin (USDC) and the Ethereum-based ERC-20 network. This will provide businesses with greater flexibility when sending and receiving payments in stablecoins while meeting their operational and regulatory requirements.

The way money moves across borders is being restructured. A growing number of companies, including publicly listed companies and small and medium-sized enterprises (SMEs), are now open to settling invoices in stablecoins. As this shift accelerates, stablecoins are no longer regarded merely as digital assets. They are becoming a core layer of global payment infrastructure.

With support for both USDT and USDC, the two leading USD-pegged stablecoins, XREX Pay can now serve a wide spectrum of payment needs across both emerging markets and institutional users.

Why USDC and ERC-20 Now？

As global trade grows more interconnected, businesses increasingly expect their payment rails to deliver 24/7 settlement, payment transparency, seamless cross-border treasury movement, and always-on global liquidity. 

The internet has enabled information to flow globally at near-zero cost. Blockchain is now extending that capability to value itself. Through digital assets, capital can move across borders with a speed and flexibility that traditional financial infrastructure often struggles to match. As global expectations for seamless value transfer rise, stablecoins are increasingly evolving from a niche crypto innovation into a foundational component of payment infrastructure.

To meet that demand across its enterprise user base, XREX Pay now supports transactions in USDC, USDT, and USD. Businesses can also transact via both ERC-20 and TRC-20 networks, enabling greater flexibility in selecting the network that best aligns with their operational and transaction requirements.

USDC is issued by Circle, a New York Stock Exchange–listed company. In 2024, Circle became the first global stablecoin issuer to achieve MiCA compliance (the European Union’s Markets in Crypto-Assets regulation), marking a significant milestone in the integration of stablecoins into regulated financial markets.

That track record has positioned USDC as an enterprise-friendly, regulation-oriented stablecoin. Some institutions prefer to leverage USDC as a settlement instrument, particularly with publicly listed companies. 

At the same time, the ERC-20 standard remains one of the most widely adopted technical architectures in the stablecoin ecosystem, owing to its mature ecosystem, institutional familiarity, and comprehensive support across wallets, custody providers, and tooling.

With USDC, USDT, and USD available on a single platform, XREX Pay enables businesses to streamline cross-border collection and disbursement through a unified payment infrastructure, enabling emerging-market merchants and listed companies to manage multi-currency business accounts and expand globally.

What is XREX Pay?

XREX Pay, a cross-border B2B payment platform offering multi-currency business accounts and supporting both fiat and stablecoins, was launched in November 2024. Operating under a Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS), XREX Pay enables SMEs to streamline their management of accounts receivable and payable.

Why Choose XREX Pay?

• Verified third-party payouts: Counterparty identity and bank account details are subject to verification prior to payment execution.
• Compliant, document-backed payments: Payments are supported by required trade documentation and are subject to transaction monitoring and screening in accordance with applicable AML/CFT and know-your-transaction (KYT) requirements. Furthermore, each transaction generates a corresponding payment proof, which can be exported for internal accounting, tax filing, or submission to banks for regulatory reporting purposes.
• Streamlined USD, USDT, and USDC payments: Users can easily request USD-denominated payment transfers from counterparties. These payments are executed by the counterparty using their supported USD, USDT, or USDC balances, ensuring a seamless settlement process. Upon completion, official payment confirmations are automatically issued to both sender and recipient for full transparency.
• Supporting multiple payment specifications: XREX Pay currently operates across the ERC-20 and TRC-20 blockchain networks, as well as SWIFT, covering a full spectrum of payment needs.

A Full-Cycle Cross-Border Payment Solution

In December 2025, XREX Pay introduced Send Payment, allowing users to initiate USD bank transfers to a third party funded by USD or USDT balances. In February 2026, XREX Pay launched PayLynk, enabling SMEs to receive USD directly from counterparties paying in USDT or USD, bridging the gap between crypto payment preferences and traditional USD settlement.

With the addition of USDC and the ERC-20 network, XREX Pay extends that full-cycle capability even further, equipping both emerging-market businesses and publicly listed companies to meet virtually any cross-border payment scenario.

• Related Reading：XREX Pay Introduces “Send Payment,” Feature Enabling SMEs to Initiate USD Bank Account Transfers Funded by USD or USDT

• Related Reading：PayLynk Goes Live on XREX Pay, Expanding Your Clients’ Payment Options with SWIFT and USDT

About XREX Group

XREX Group is a blockchain-enabled financial institution working with banks, regulators, and users to redefine banking together. We provide services to businesses in or dealing with emerging markets, and novice-friendly financial services to individuals worldwide.

Founded in 2018, XREX offers a full suite of services such as digital asset custody, wallet, cross-border payment, fiat-crypto conversion, cryptocurrency exchange, asset management, and fiat currency on-off ramps.

Sharing the social responsibility of financial inclusion, XREX leverages blockchain technologies to further financial participation, access, and education.

XREX Singapore operates under the Major Payments Institution (MPI) license issued by the Monetary Authority of Singapore (MAS). XREX Taiwan is a regulated VASP that completed its Compliance Declaration on Anti-Money Laundering (AML) with Taiwan’s Financial Supervisory Commission (FSC) in March 2022. It passed its AML registration with the FSC in September 2025, becoming one of nine approved VASPs.